Commercial

Products & Services

Fire and Allied Perils Insurance

This policy provides cover against major hazards such as fire, lightning, wind, water, hail and snow to name a few. The policy includescover for property and goods owned by the insured including plant and machinery, fixtures, fittings and more.

Business Interruptions Insurance

This important policy provides cover for loss of income following an insured disaster i.e. a flood.

Fidelity Guarantee Insurance

Another crucial commercial policywhich covers your business against loss of money or property caused by fraud or theft committed by an employee.



Liability

A generally compulsory cover/policy which covers the insured for legal costs relating to legal action taken up against the insured due to the loss of or damage to property belonging to a third party individual or even the injury or death of said third party.

Accidental Damage Insurance

This provides cover for accidental damage to items that are not necessarily individually insured or specified on the policy.

Electronic Equipment Insurance

Electronic equipment policies cover loss or damage to any comercially used electronic equipment items i.e. computers.



Accounts Receivable Insurance

The policy covers loss of or damage to accounting records/documents at your business. Unpaid debts as a result of the loss or damage are also covered by this section/policy.

Buildings Combined Insurance

Covers buildings and general property against a wide variety of hazards. This cover can include various extensions.

Business All Risks Insurance

Covers your all risk items whilst at work and wherever you go.



Theft Insurance

Critical insurance cover/policy that covers robberies and crime. Forcible and violent entry is most often a requirement.

Money Insurance

Covers loss of actual cash/money at your business premises and in transit.

Glass Insurance

Glass insurance covers your business against accidental breakage of glass at your business premises.



Local Goods in Transit Insurance

Insurance to cover the loss of or damage to goods whilst being transported.

Personal Accidental Insurance

An often overlooked policy which covers specified employees for accidental injury or death.

Motor Insurance

Cover for all your commercial vehiclesagainst loss or damage. Various cover options are available.



Office Contents Insurance

The policy that covers the contents of your officeagainst various insured perils.

Sasria Insurance

A mostly compulsory insurance that protects your business against riots and strikes. SASRIA is a government insurer.

Body Corporate

This policy covers body corporates i.e. a Body Corporate should they become legally liable for damages or loss.



Trustees Indemnity

Needed to cover the trustees of a Body Corporate should they become legally liable for damages or loss.

Motor Traders Insurance

The perfect policy to cover a business that looks after vehicles for prolonged periods of time i.e. mechanics, service centres.